If you have a question you don't see here, send us an
respond very quickly to you and we'll post it here for
others to read.
Q. How can I justify paying for coaching with you if I can't
even afford to pay my bills?
A. Great question; we view coaching session as a serious
investment. Our service should not only pay for itself (in the
form of credit settlements, improved lifestyle, lowered stress
levels, better marriage, etc.), but it should actually make you
money over the course or your coaching package.. Most clients
tell us they easily recoup the cost of coaching within the first
2-3 months. That's a serious return on your investment! Knowing
this, how can you NOT afford to meet with us? If you want to change
your life, you must stop doing what got you to where you are now,
and decide to travel down a new path.
Q. How much do you charge for your personal financial
A. Because each person's situation is different, we do
not charge all customers the same price. We try to give you as
much of a discount as we can based on the amount of progress we
expect you to make. Justin would love to offer you 30-minutes
of free coaching, no committment or obligation is necessary.
Q. I'm struggling with debt and planning to file bankruptcy
to wipe my slate clean and start over. Won't I save money in the
long run this way?
A. Bankruptcy is never a good plan, and we will help you
avoid it if at all possible. Most families often have better options.
The current cost to file bankruptcy averages over $2,000. The
new bankruptcy law also requires families to complete a class
at a personal cost to them. Bankruptcy is simply a quick fix which
only attempts to treat the symptom (debt) and not the real problem
(overspending or living without a plan).
Bankruptcy is also extremely hard on marriages and families, and
most couples do not survive in the long run. Bankruptcy is ranked among
the top 10 life-altering events, along with divorce and the death
of a family member.
Why not spend a small fraction of the cost of bankruptcy and let
us help you develop personal financial habits that will change
your life. We'll show you how to overcome your debt and develop
good habits that will allow you to win!
Q. Should I use Debt Consolidation to help solve my
problems and to get ahead'?
A. Not if you only intend to treat the sympton of the real
problem. Debt consolidation doesn't address the real underlying
problem which is the reason you are in debt in the first place..
We'll help you change your habit patterns so you break the cycle
and change your life. We want you to win!
Q. What if I don't have time to do a budget every
A. Before a builder builds a house, does he have
a blueprint drawn? In any major sporting event, do they
just run around, or do they have a plan? Your income is
the greatest wealth-building tool you have. As Americans,
we usually plan for other things in life, but amazingly,
not many of us adequately plan our finances. Is it time
for you to stop wondering where your money went and instead
purposely plan for where it will go? After establishing
a budget, many families are able to spend just 15 minutes
each month, preparing the budget for the next month.
Q. I've tried budgeting and it doesn't work for
A. Budgeting may NOT work the first month or two
that you use it. If you've never kept track of your finances,
you'll quickly realize there are many things eating into
it. Here are some tips to help you out:
1. Spend every dollar on paper before the month begins.
2. Over-fund your groceries category. Many people do
not realize how much they spend each month. If you budget
too high, you can always lower it the next month.
3. Give the budget a few months (3-4) to start working.
It is not abnormal for it not to work initially.
Do you sell stocks, securities or insurance
No, we do not sell any products. Our mission is to serve our clients. We teach you how to build a better future through successful management of your finances.
What do I need to do to set up an appointment?
First contact us to set
up a free consultation
. Justin will meet with you personally
to make sure that coaching is a good fit for you and your family.
How does a coaching session work?
We will email you pre-work forms in order to
gather your financial information. This allows our time
together to be as helpful to you as possible. We take
into consideration where you are in life as well as your
future goals. From there we help you develop a plan so
that you can reach your goals. For more information, please
Do you offer a free consultation?
As a matter of fact, we do offer a free 30-minute
consultation over the phone or in person. You can simply
, or click
to tell us a little bit about yourself and we'll
be in touch.