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Career/Life Coaching

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Trusted Services - Find out whom we trust to provide the service you need.

Free Book - 'Keep the Change' will Help you determine your goals, design a plan and follow through.

Blog - Check out our daily insights. Subscribe to have it delivered via email.

FAQ's - Frequently Asked Questions

Columns - We cover a ton of information in these articles.

Get The Facts - All the facts you need pertaining to money, health, business and careers.

Suggested Reading List - The average millionaire reads one nonfiction book per month. Here are a few suggestions to get you started.

Personal Growth from is the most complete guide to information about Personal Growth on the Internet.


Free Financial Worksheets - Get motivated, get started, keep doing it!

Beginner Budget (PDF) (Excel)
Use this simple budget to begin keeping track of where you want your money to go before the month begins.

Recommended Percentages (PDF)
While working with clients, these are the percentages we've found to work the best if you desire to become debt free and build your investment portfolio.

The 7 Financial Freedom Steps (PDF)
These are the steps that we use sequentially with each client. You can look at them at any time to judge your progress towards your future goals.

The Bible says Plenty about Money (PDF)
If you ever wonder where common sense comes from, take a look at the bible. It has more than a few things to say - and much wisdom and insight - about money.

Monthly Payment Savings (PDF)
This chart illustrates the savings potential if you were to invest your payments rather than send them to the bank. Remember that banks are not nonprofit!

College Savings Worksheet (Excel)
How much do you need to save each month in order to reach the goal of sending your children to college without a loan?

Financial To-do Checklist (PDF)
A checklist for you and your finances. This worksheet shows you all of the things we recommend that our clients do, such as life insurance, wills, debt-reduction, etc.

Prioritized Spending Plan (PDF)
If you don't have a plan for your purchases, this is not only a great place to start, but will open your eyes up to what is most important to you.

Pro-rata letter (PDF) - send this to your creditors if you cannot pay the minimums on your account.

Test Your Financial Knowledge - This quiz is only 10 questions long, but I'll send you a 4-page analysis based on your answers to help you improve your life.

Online Coupons & Deals - ready-to-us coupons and codes - printable coupons - up-to-date offers and a user forum - search for cash back offers - Download a free credit report each year and check it for accuracy

Debt Evaluation Calculator, Savings Calculator, Mortgage Calculator

Kiplinger's Tools

IRS Withholding Calculator

Stop the Junk Mail - Credit Bureaus - Fill out the form and stop receiving junk mail for 5 years. We've been on this list for years and some days we don't get any mail. It works!'

Stop the Junk Mail - Direct Marketing Association - This used to be free, but now they charge $1. Do it today! We signed up with this one a few years ago as well.

Nationwide Disce - A great resource if you need to design and print CDs or DVDs.


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